Regulatory News makes current information from the Supervision, Regulation, and Credit Division easily accessible.
Requests for CommentThe Board of Governors requests public comment on Dodd-Frank Act proposals, rulemaking proposals, and other matters. Find, review, and submit comments on proposals that are open for comment here.
ToolsExamination ToolsCybersecurity Assessment Tool (guía del usuario disponible en español )
In light of the increasing volume and sophistication of cyber threats, the Federal Financial Institutions Examination Council has developed the Cybersecurity Assessment Tool to help identify risks and determine preparedness. Este artículo también está disponible en español.
Scaled CECL Allowance for Losses Estimator (SCALE) Method and Tool
The SCALE method is a simple, spreadsheet-based method developed by the Federal Reserve to assist smaller community banks in calculating their current expected credit losses (CECL) compliant allowances for credit losses (ACLs) using proxy expected lifetime loss rates. The SCALE tool, also developed by the Federal Reserve, is a template that smaller community banks with total assets of less than $1 billion can follow if they wish to use the SCALE method.Commercial Real Estate (CRE) Momentum Index
This interactive market analysis tool combines economic and real estate market data for more than 300 metro areas to provide insight into the momentum of change in CRE markets across the country. It enables users to identify trends and assess market risks for the four major property sectors—apartment, office, retail, and industrial.Home Ownership Affordability Monitor
This tool tracks the relative changes in home ownership affordability at a higher frequency and more granular level of geography than other current housing tools. It measures the ability of a median-income household to absorb the estimated annual costs associated with owning a median-priced home.Mortgage Analytics and Performance Dashboard
The Mortgage Analytics and Performance Dashboard (MAPD) gives policymakers at the national, state, and local levels the ability to see where owner-occupant homeowners in their jurisdictions have fallen behind on mortgage payments or used mortgage forbearance as a means of economic relief during the COVID-19 pandemic.