Survey start date
Survey end date
Gender - Male
Year of birth
Age range for missing age
Marital status
Living with partner
Highest level of education
Spanish/Hispanic/Latino
Spanish/Hispanic/Latino group
American Indian or Alaska Native
Hawaiian/Pacific Islander
Currently working
On sick or other leave
Unemployed - on layoff
Unemployed - looking
Other Labor Force Status
Employment type
Work full-time or part-time
Hours of work per week
Household income
HAVE CELL PHONE
Paying monthly bills (rent or mortgage, utilities, cell phone, etc.)
Doing regular shopping for the household (groceries, household supplies, pharmac
Making decisions about saving and investments (whether to save, how much to save
Making decisions about other household financial matters (where to bank, what pa
RISK RATING ON USING CASH
RISK RATING ON USING CHECK
RISK RATING ON USING MONEY ORDER
RISK RATING ON USING DEBIT CARD
RISK RATING ON USING CREDIT CARD
RISK RATING ON USING PREPAID CARD
RISK RATING ON USING ELECTRONIC BANK ACCOUNT DEDUCTION
RISK RATING ON USING ONLINE BANKING BILL PAY
ACCEPTED RATING ON USING ONLINE BANKING BILL PAY
ACCEPTED RATING ON USING MONEY ORDER
ACCEPTED RATING ON USING CASH
ACCEPTED RATING ON USING CHECK
ACCEPTED RATING ON USING DEBIT CARD
ACCEPTED RATING ON USING CREDIT CARD
ACCEPTED RATING ON USING PREPAID CARD
ACCEPTED RATING ON USING ELECTRONIC BANK ACCOUNT DEDUCTION
COST RATING ON USING MONEY ORDER
COST RATING ON USING ONLINE BANKING BILL PAY
COST RATING ON USING ELECTRONIC BANK ACCOUNT DEDUCTION
COST RATING ON USING PREPAID CARD
COST RATING ON USING CREDIT CARD
COST RATING ON USING DEBIT CARD
COST RATING ON USING CHECK
COST RATING ON USING CASH
CONVENIENCE RATING ON USING CASH
CONVENIENCE RATING ON USING CHECK
CONVENIENCE RATING ON USING DEBIT CARD
CONVENIENCE RATING ON USING CREDIT CARD
CONVENIENCE RATING ON USING PREPAID CARD
CONVENIENCE RATING ON USING ELECTRONIC BANK ACCOUNT DEDUCTION
CONVENIENCE RATING ON USING ONLINE BANKING BILL PAY
CONVENIENCE RATING ON USING MONEY ORDER
GETTING & SETTING UP RATING ON USING MONEY ORDER
GETTING & SETTING UP RATING ON USING CASH
GETTING & SETTING UP RATING ON USING CHECK
GETTING & SETTING UP RATING ON USING DEBIT CARD
GETTING & SETTING UP RATING ON USING CREDIT CARD
GETTING & SETTING UP RATING ON USING PREPAID CARD
GETTING & SETTING UP RATING ON USING ELECTRONIC BANK ACCOUNT DEDUCTION
GETTING & SETTING UP RATING ON USING ONLINE BANKING BILL PAY
PAYMENT RECORDS RATING ON USING MONEY ORDER
PAYMENT RECORDS RATING ON USING CASH
PAYMENT RECORDS RATING ON USING CHECK
PAYMENT RECORDS RATING ON USING DEBIT CARD
PAYMENT RECORDS RATING ON USING CREDIT CARD
PAYMENT RECORDS RATING ON USING PREPAID CARD
PAYMENT RECORDS RATING ON USING ELECTRONIC BANK ACCOUNT DEDUCTION
PAYMENT RECORDS RATING ON USING ONLINE BANKING BILL PAY
HOW MANY BANK ACCOUNTS CHECKING
HOW MANY BANK ACCOUNTS SAVINGS
WHY NO CHECKING ACCOUNT TXT
INTEREST RATE ON PRIMARY SAVINGS ACCOUNT
INTEREST RATE ON PRIMARY CHECKING ACCOUNT
BLANK UNUSED CHECKS
WRITTEN A PAPER CHECK
HOW MANY ATM CARDS
HOW MANY DEBIT CARDS
DEBIT CARDS GIVE REWARDS
SET UP TELEPHONE BANKING
SET UP ONLINE BANKING
SET UP MOBILE BANKING
SET UP ONLINE BANKING BILL PAYMENT
USED CASH TO MAKE PAYMENT
WHERE CASH MOST OFTEN OTHER
HAVE ANY CREDIT CARD
Visa credit cards
MasterCard credit cards
Discover credit cards
Company or store branded credit cards
American Express charge cards
American Express credit cards
Diners Club or other charge cards
Visa credit cards without rewards
MasterCard credit cards without rewards
Discover credit cards without rewards
Company or store branded credit cards without rewards
American Express charge cards without rewards
American Express credit cards without rewards
Diners Club or other charge cards without rewards
Gift card from a store, merchant, or website
Public transportation card (subway, bus, train or ferry)
Phone card
Direct Express
EBT, WIC, SNAP, or TANF
Other federal, state, or local government benefit card
Payroll card (for wages or salary)
Employee incentive card (for bonus pay, awards, or recognition from your employe
Benefit card (FSA, HRA, HSA, health care, day care)
Remittance card (for sending money overseas)
Rebate card from store, merchant, or website
Location specific card (for spending in shopping malls or university campus)
Other general purpose prepaid card that has a logo from Visa, MasterCard, Discov
SET UP AUTOMATIC BILL PAYMENT
HEARD BITCOIN
OTHER VIRTUAL COIN
OWN BITCOIN
OWN XRP
HOW MUCH BITCOIN
HOW MUCH BITCOIN IN US
HOW MUCH XRP
HOW MUCH XRP IN US
USED MONEY ORDER IN PAST 12 MONTHS
USED TRAVELERS CHECK IN PAST 12 MONTHS
USED CASHIERS CHECK IN PAST 12 MONTHS
USED CERTIFIED CHECK IN PAST 12 MONTHS
JOINT CHECKING ACCOUNT
JOINT SECONDARY CHECKING ACCOUNT
OVERDRAFT PROTECTION CHECKING ACCOUNT
OVERDRAFT PROTECTION SECONDARY CHECKING ACCOUNT
INTEREST CHECKING ACCOUNT
INTEREST SECONDARY CHECKING ACCOUNT
INTEREST RATE ON SECONDARY CHECKING ACCOUNT
HOW MANY DEBIT CARDS SECONDARY
HOW MANY DEBIT CARDS OTHER
HOW MANY ATM CARDS SECONDARY
HOW MANY ATM CARDS OTHER
SAME DEBIT AS ATM CARD
OTHER SAME DEBIT AS ATM CARD
TOO MANY DEBIT CARDS
OTHER TOO MANY DEBIT CARDS
SECONDARY DEBIT CARDS GIVE REWARDS
OTHER DEBIT CARDS GIVE REWARDS
HOW FAMILIAR WITH WORKING BITCOIN
OWN LITECOIN
OWN Ethereum
OWN BITCOIN CASH
Stellar (XLM)
OWN EOS (EOS)
OTHER PRIMARY REASON VIRTUAL CURRENCY
HOW MUCH LITECOIN
HOW MUCH Ethereum
HOW MUCH BITCOIN CASH
HOW MUCH Stellar (XLM)
HOW MUCH EOS (EOS)
HOW MUCH LITECOIN IN US
HOW MUCH Ethereum IN US
HOW MUCH Stellar (XLM) US
HOW MUCH EOS (EOS) IN US
WHY NOT ANSWERED BOTH NUMBER AND VALUE
USED RECORDS OR WEB SITES
USED IN PAST 30 DAYS BITCOIN IN TRANSACTION
USED IN PAST 30 DAYS XRP IN TRANSACTION
USED IN PAST 30 DAYS LITECOIN IN TRANSACTION
USED IN PAST 30 DAYS Ethereum IN TRANSACTION
USED IN PAST 30 DAYS BITCOIN CASH IN TRANSACTION
USED IN PAST 30 DAYS Stellar (XLM) IN TRANSACTION
USED IN PAST 30 DAYS EOS (EOS) IN TRANSACTION
BITCOIN 30 DAYS NO TRANSACTIONS
XRP 30 DAYS NO TRANSACTIONS
LITECOIN 30 DAYS NO TRANSACTIONS
Ethereum 30 DAYS NO TRANSACTIONS
BITCOIN CASH 30 DAYS NO TRANSACTIONS
Stellar (XLM) 30 DAYS NO TRANSACTIONS
EOS (EOS) 30 DAYS NO TRANSACTIONS
NO CREDIT CARDS
NUMBER OF CARDS
PAYMENT VIA TEXT MESSAGE
logo store gift card
logo public transportation card or pass (subway, bus, train or ferry)
logo Phone card
logo Direct Express
logo EBT, WIC, SNAP, or TANF
logo Other federal, state, or local government benefit card
logo Payroll card (for wages or salary)
logo Employee incentive card (for bonus pay, awards, or recognition from your em
logo Benefit card (FSA, HRA, HSA, health care, day care)
logo Remittance card (for sending money overseas)
logo Rebate card from store, merchant, or website
logo Location specific card (for spending in shopping malls or university campus
can purchase store gift card
can purchase public transportation card or pass (subway, bus, train or ferry)
can purchase Phone card
can purchase Direct Express
can purchase EBT, WIC, SNAP, or TANF
can purchase Other federal, state, or local government benefit card
can purchase Payroll card (for wages or salary)
can purchase Employee incentive card (for bonus pay, awards, or recognition from
can purchase Benefit card (FSA, HRA, HSA, health care, day care)
can purchase Remittance card (for sending money overseas)
can purchase Rebate card from store, merchant, or website
can purchase Location specific card (for spending in shopping malls or universit
USED DEVICE FOR TOLL PAY
HOW FUNDED TOLL PAY
OTHER HOW FUNDED TOLL PAY
WHAT PHONE PAYMENT METHOD MOST USED
OTHER WHAT PHONE PAYMENT METHOD MOST USED
PAYPAL PAYMENT IN PAST 12 MONTHS
TAP PHONE FOR PAYMENT
SCANNED CODE FOR PAYMENT
MOBILE APP FOR PAYMENT
PAYMENT VIA BANK
PAYMENT VIA NONBANK
HEARD XRP
HEARD LITECOIN
HEARD OTHER
visa store cards
MasterCard store cards
Discover store cards
American Express charge store cards
American Express credit store cards
CARRY UNPAID BALANCE ON ANY CREDIT CARD
UNPAID BALANCE CREDIT CARDS CARRIED OVER LAST MONTH
COMPARED TO 12 MONTHS AGO UNPAID CREDIT CARDS BALANCE
TOTAL CREDIT LIMIT
correct balance larger than creadit limit
correct balance larger than creadit limit OTHER
confirm pu013
CREDIT RATING
EVER VICTIM OF IDENTIFY THEFT
OVERDRAW BANK ACCOUNT
STOLEN CASH
STOLEN CREDIT CARD
STOLEN DEBIT CARD
STOLEN CHECKS
HOW MUCH STOLEN CASH
HOW MUCH STOLEN USING CREDIT CARD
HOW MUCH STOLEN PERSONALLY LIABLE USING CREDIT CARD
HOW MUCH STOLEN USING DEBIT CARD
HOW MUCH STOLEN PERSONALLY LIABLE USING DEBIT CARD
HOW MUCH STOLEN USING CHECKING ACCOUNT
HOW MUCH STOLEN PERSONALLY LIABLE USING CHECKING ACCOUNT
You declared bankruptcy
Mortgage foreclosure on your primary home
FRAUD CREDIT CARD
FRAUD DEBIT CARD
FRAUD CHECKS
FAMILY INCOME PREVIOUS 12 MONTHS
PERSONAL INCOME RANK WITHIN HOUSEHOLD
OWN PRIMARY HOME
MARKET VALUE OF PRIMARY HOME
OWE ON LOANS FOR PRIMARY HOME
HOUSEHOLD NET WORTH
HOUSEHOLD DEBTS
CHECKED RECORDS
CONFIRMED TOTAL COMBINED FAMILY INCOME
HOW PLEASANT INTERVIEW
Ethereum
LAST 12 days BITCOIN
LAST 12 days XRP
LAST 12 days Litecoin
LAST 12 days Stellar (XLM)
LAST 12 days EOS (EOS)
LAST 12 days Ethereum
past 12 months BITCOIN number of exchanges
past 12 months XRP number of exchanges
past 12 months Litecoin number of exchanges
past 12 months Stellar (XLM) number of exchanges
past 12 months EOS (EOS) number of exchanges
past 12 months Ethereum number of exchanges
FLPA129_d2[permPA129_d2_1]
FLPA129_d2[permPA129_d2_2]
FLPA129_d2[permPA129_d2_3]
FLPA129_d2[permPA129_d2_4]
FLPA129_d2[permPA129_d2_5]
Other, please specify: pa129_d2_other
who paid with virtual currency
authorize mobile phone company
USED REMITTANCE IN PAST 12 MONTHS
PURCHASED MONEY ORDERS FROM NON-BANK IN PAST 12 MONTHS
SENT REMITTANCE FROM NON-BANK IN PAST 12 MONTHS
other who paid with virtual currency
own any company logo credit cards
CHARGES ON LAST BILLS
HEARD BITCOIN BCH
HEARD Stellar (XLM)
HEARD EOS (EOS)
HOW FAMILIAR WITH WORKING BITCOIN CASH
LAST 12 days BITCOIN CASH
how manage and store virtual currency
past 12 months BITCOIN CASH number of exchanges
Online banking bill payment
Pay using a persons email address or mobile phone number
Other account-to-account payment
FOLLOWUP UNPAID BALANCE CREDIT CARDS CARRIED OVER LAST MONTH
FOLLOWUP TOTAL CREDIT LIMIT
ZELLE PAYMENT IN PAST 12 MONTHS
VENMO PAYMENT IN PAST 12 MONTHS
SQUARE CASH APP PAYMENT IN PAST 12 MONTHS
MONEYGRAM PAYMENT IN PAST 12 MONTHS
WESTERN UNION PAYMENT IN PAST 12 MONTHS
APPLE PAY PAYMENT IN PAST 12 MONTHS
GOOGLE PAY PAYMENT IN PAST 12 MONTHS
SAMSUNG PAY PAYMENT IN PAST 12 MONTHS
AMAZON PAY PAYMENT IN PAST 12 MONTHS
Final Post-Stratification Weight (group 1)